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Healthy Living

Can Zinc Help With Covid-19?

by Robb Ebel

Will Zinc Help With Covid-19?

As Covid-19 virus situation starts to flatten and business start to open backup.  It’s important to keep your body in top health. 

Since the virus came out there have been hundreds of reports about what foods and supplements you should take. One report comes to mind, is Zinc.  The problem with the report was that it didn’t mention that you should check with your doctor before taking large amounts of Zinc. 

What is Zinc?

The short answer is that Zinc is considered an essential nutrient.  An essential nutrient is a nutrient that’s required by the body.

Zinc is classified as Micronutrients.  These are the vitamins and minerals your body needs.  These vitamins can help produce energy, help your immune system and effect blood clotting to name a few things they affect.    

 

Covid-19 hands shake

Zinc needs to be balanced in your body.  If you take too much Zinc you might experience vomiting, loss of appetite, diarrhea and headaches to name a few.   Once of the more important things to note are your copper levels. 

Zinc and copper are in a never ending battle for absorption in your small intestine.  If you take too much Zinc you may end up with copper deficiency.  This is caused because Zinc one the battle and limited the amount of copper that can be absorbed.

There are also issues if you don’t have enough Zinc in your body.  Having a Zinc deficiency can cause diarrhea, eye issues, skin sores and even hair loss. 

How does Zinc affect my body?

Zinc is required for numerous processes in your body (1):

  • Gene Expression
  • Enzymatic reactions
  • Immune function
  • Protein synthesis
  • Wound healing
  • Growth and development

Zinc is present in every cell of your body.  Next to Iron, Zinc is the most abundant trace mineral in your body.  It’s been well known through a number of studies that Zinc helps the immune system.  Zinc Gluconate lozenges for treating the common cold.

Can Zinc help with Covid-19? Currently there’s “no consistently effective therapy for the common cold.” In this study their conclusion was that “Zinc gluconate in the form and dosage studied significantly reduced the duration of symptoms of the common cold. “(2) 

Per this study, published in 1996, should that “1,781 participants across all age groups found that zinc – particularly in lozenge or syrup form – “inhibits replication of the virus” that cause the common cold and shortens average duration of the common cold when taken within 24 hours”. (3)

We are not doctors nor suggest taking anything such as Zinc without speaking with your doctor first.  Based on the information out there, Zinc may be a good path in helping reduce the duration of Covid-19. We can however help answer questions you might have about your Medicare Advantage plan and COVID-19. Contact Us today!

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Here 4U with Medicare Advantage coverage questions and COVID-19

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Here 4U Insurance, Inc.,

Contact

Phone: + 1 615-881-3778
Email: [email protected]
Mail: 2653 Bruce B. Downs Blvd #108-171 Wesley Chapel, Fl 33544
MON-FRI 09:00 - 6:00 ET
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Medicare vs Medicare Advantage
Healthcare

Benefits Florida Medicare Advantage Plans

by Robb Ebel

The Difference Bewteen Orginal Medicare and Medicare Advantage

There are many differences between Original Medicare and Medicare Advantage plans in Florida.  To understand these differences is another story. 

Medicare Advantage Seniors in Florida

Nationwide, people are moving to Florida to retire.  With warm climate all year around and sandy beaches, you can’t blame them. With retiring or reaching the age of 65 years old comes planning.  One thing often overlooked is Healthcare.  Many people just believe they get enrolled in Medicare and that’s it.  However, Medicare comes with many gaps in coverage such as dental and vision.  Don’t worry, you have options.  You can stay on Medicare and get a supplemental plan or enroll in Medicare Advantage. 

What’s original Medicare and how is it different than Medicare Advantage Plans in Florida?

Original Medicare

With original Medicare, your benefits come from the Federal Government. Original Medicare comes in two parts, Part A and Part B.  Medicare Part A is your hospital insurance.   Whereas Medicare Part B is your medical insurance that covers medical services and supplies.

Many seniors on original Medicare may pick up a supplemental plan. Medicare supplemental plans pick up Medicare’s co-insurance amounts.  They also pick up Medicare Part D plan to assist with prescription costs.  These plans do have their own premiums, which would be in addition to the Part B premium of $144.60 a month.

Medicare Advantage

An alternative plan you might want to take a look at is the Medicare Advantage plans in Florida.  These plans provide Medicare benefits through a private-sector health insurance carrier. Original Medicare comes with many different parts.  Whereas, Medicare Advantage is like having an all-in-one healthcare solution.    Medicare Advantage looks and works very much like what many people had under employment or group coverage. 

There are many benefits of choosing a Medicare Advantage plan that you need to consider.

  1. A broader scope of coverage such as vision and dental that many seniors need. Some Medicare Advantage plans offer a variety of additional benefits such as wellness or fitness memberships, telemedicine and even call alert systems at no additional costs.
  2. With all these added features you might think there would be added costs to your premiums. However, many seniors find their premiums are lower and may also have lower out of pocket costs. 
  3. Many people are worried about hitting their maximum out-of-pocket limits with original Medicare. If you end up reaching your maximum out-of-pocket limits, you may see your costs go up.
  4. Do you travel abroad or like to cruise? Original Medicare doesn’t offer overseas coverage.  However, Medicare Advantage does have some plans that will cover you while over-seas.  

With many advantages with Medicare Advantage there are a few disadvantages to consider.

  1. One of the biggest disadvantages is that you have to pick participating physicians that work with your plan. Going outside of network with Medicare Advantage nay result in additional cost.  Unlike Original Medicare that is national program that provides more flexibility with which doctors you can see.
  2. Because Medicare Advantage works within networks you may need a doctor’s referral and plan authorization before a non-emergency hospital stay.  This includes certain medical equipment or to see specialists. 
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Here 4U Insurance, Inc.,

Contact

Phone: + 1 615-881-3778
Email: [email protected]
Mail: 2653 Bruce B. Downs Blvd #108-171 Wesley Chapel, Fl 33544
MON-FRI 09:00 - 6:00 ET
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Medicare Enrollment
Healthcare

Here 4U With Medicare Enrollment Help

by Robb Ebel

By 2030, all Baby boomers will be age 65 or older.  Florida being the retirement state we are Here 4U with Medicare Enrollment help!

You will get a lot of information about healthcare when you turn 65 years old. Healthcare should be top of your list during this time as you have an Initial enrollment Period (IEP), which starts three months before your sixty fifth, the month of your 65th birthday and three months following. 

Most people turning 65 will become eligible for Medicare.  There’s a different process when you are collecting retirement benefits verses signing up during your Initial Enrollment Period.

Enrolling in Medicare Part A and Part B

You can become automatically enrolled in Medicare Part A and Part B. If you receive Railroad retirement benefits or Social Security retirement benefits.  However, if you do not receive either of these, you’ll need to enroll yourself in to Medicare.  Keep in mind that you will not need to contact Medicare if you’re eligible for automatic enrollment. You may become eligible if you are receiving Railroad retirement benefits or Social Security benefits.

About three months before your coverage starts, your Medicare card should arrive in the mail and will come from the Social Security Administration (SSA) or the Railroad Retirement Board.  With your new card, you’ll receive a letter. This letter will not only explaining your automatic enrollment in Medicare Part A and Part B. It also provides an overview of how Medicare works.

You might not elect to register for Part B if you’re currently under insurance through your spouse’s employer insurance (Employment-Based Insurance).  If you’re currently not covered under what is considered qualified medical insurance and you turn down part B you may receive a premium penalty. The premium penalty can be applied should you ever enroll in Part B down the road in the future.

Errors do happen.  So always protect yourself from receiving premium penalties by keeping proof of your enrollment.  Always write down the representative’s name and date of who you spoke with.  If you elect to enroll by mail you should always use certified mail and always keep a return receipt.

Things to note from this write-up

  • You have a total of seven months to sign-up for Medicare
  • You can sign-up for Medicare by mail or online
  • Signing up on time or you may get penalized
  • Even if you already have health coverage, you can sign-up for Medicare.

Medicare does change their policies from time-to-time. So please double check this information when enrolling with Medicare.

Here 4U With Medicare Enrollment Help

Call our office if you have questions or concerns

Here 4U Insurance 615-881-3778 or by Email

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