We offer short, long term and sharing plans. All are alternatives to the ACA or can provide insurance to someone that's between employment.
Anyone who is enrolled in Original Medicare (Part A and B) or someone that is under 65 years but has a disability maybe eligible.
Medicare Supplement Insurance Plans (or Medigap) works with original Medicare may help to fill in gaps with Co-payments, Coinsurance and Deductible.
We are Here 4U with Dental Insurance. You can view our policies, cost and even sign-up today by clicking the link below.
We are Here 4U with Vision Insurance. You can view our policies, cost and even sign-up today by clicking the link below.
Here for you with Life Insurance both Term and Whole Life policies. We also offer final expense (Burial) Insurance.
Each person has different needs when it comes to Insurance. All of our agents are licensed and have gone through a tremendous amount of education to be able to identify our clients needs and match them not just with a policy but the right policy for them.
Healthcare in the United States is ever changing with the push and pull of our elected officials. There are many gaps such as when you leave a job or would like to retire early before you qualify for Medicare. We are Here 4U with Health Insurance plans from Short and Long Term policies to Medicare Advantage. We even offer a number of different health Sharing Plans that can help reduce your healthcare costs.
We are Here 4U with Best Practices. We strive to be above the rest with knowing the guidelines, setting higher level of ethics and provide our clients with out of the box solutions.
When you turn 65 years of age or have been disabled for two years
Three months prior to the month of your birth, the month of your birth, and three months after the month of your birth.
No, you can pay the Part B premium yourself but as of 2020, Medicare will bill you on a quarterly basis whereas they draw monthly from your Social Security check.
In most cases Part A(hospitalization) has no cost, and for 2020 the Part B premium is $144.60
The main difference is an HMO requires you to use a network of providers and requires referrals to see specialists. If a member goes oiut of network no benefits are paid. A PPO does not require referrals. It also allows you to move in and out of a network, however out of network services will have larger patient responsibility amounts.
Yes. We offer Whole, Term and Final expense.
Most health insurance companies have a listing of network providers on their website, which includes links and phone numbers.
Yes, it is 10% of the Part B premium for every year you do not enroll unless you have other credible coverage, such as insurance through an employer.
